Loan Process: What to expect
Outlook Finance was founded on the belief that the loan
process should be simple, understandable, and hassle-free.
You're encouraged to ask questions…and you're not asked to sign
anything until you are comfortable with all the details.
Whether you apply through our Quick App or over the phone at
866-866-0242 (9 a.m. to 9 p.m. Mountain Standard Time), we make
it easy to get started. We'll review your information and
contact you within 24 hours--sometimes as little as 15
minutes--with a decision.
If your application is approved, we'll calculate the loan amount
and prepare a product comparison so you can select the best loan
for your needs. This process usually takes about 20 minutes.
Initial disclosures for the loan will also be sent at this time.
We'll assign you an internet loan advisor, who is accessible by
e-mail or phone. The advisor will contact you promptly to answer
any questions you may have. Once receive written verification
(e.g., pay stubs, tax returns) of your application information,
we'll order an appraisal of your home and prepare your loan for
Depending on your location you will either sign your closing
paperwork at a local title agency or a notary public will
conduct the closing at a convenient time for you at your home.
Upon closing your funds will be released to you in 24-96 hours
depending on your loan type and location.